everything for life in another country · app.svoy.io ↗
SVOY LEGAL/Cyprus/Category F permanent residence
Cyprus · Permanent Residence

Cyprus permanent residence — Category F

Immigration permit under Regulation 5: a proven annual income from abroad of at least 9,568 euros for the applicant and 4,613 euros per dependant, no investment required, no right to work in Cyprus. The right of residence is indefinite, the card is valid for ten years, and the fee is 500 euros. Includes a comparison with the fast-track procedure and EU long-term residency.

9 568 €applicant’s annual income
4 613 €per dependent
500 €fee for the entire application
0 €required investments
Cyprus permanent residence is usually discussed in terms of the €300,000 programme — and the conversation ends there. Yet Regulation 5 of the Aliens and Immigration Regulations lists six categories of immigration permit, and the last of them, Category F, requires no investment at all. What it does require is a guaranteed annual income from abroad: at least €9,568 for the main applicant and at least €4,613 for each dependent. In return, the holder may not engage in any business, trade, or profession in Cyprus. This is the most affordable route into Cypriot permanent residence and, at the same time, the most restrictive: it is designed for those who live on passive income.

Six categories you rarely hear about

Rule 4 of the Aliens and Immigration Regulations established the following procedure: applications for immigration permission are considered by the Immigration Control Committee, which submits its recommendations to the Deputy Minister for Migration and International Protection — the authority responsible for issuing such permissions. No permission is issued unless the committee has recommended to the Deputy Minister that the person falls within one of the categories set out in Rule 5.

There are six categories. The first three require capital: self-employment in agriculture, livestock, poultry, or aquaculture — with land or permission to acquire it and capital of around €430,000; self-employment in mining — with the relevant licence and capital of around €350,000; self-employment in a trade or profession — with a licence and capital of around €260,000. In all three cases the rules specify that a lower amount may be set by the Immigration Control Committee, and the activity must not have a negative impact on the Republic’s overall economy.

Category D — self-employment in a trade or profession, for those duly qualified to practise their trade or profession in Cyprus, who have sufficient means or a secured income and work in a field where the Republic needs additional specialists.

Category E — people who have been offered and intend to accept permanent employment in the Republic, in a role that does not create undue local competition in that field.

And Category F — those who have a fully and freely available annual income from abroad of sufficient size to live comfortably in Cyprus without engaging in any business, trade or profession in the Republic.

CategoryGroundsRequired capital
Aself-employment in agriculture and aquacultureapproximately €430,000
Bself-employment in miningapproximately €350,000
Cself-employment in a craft or professionapproximately €260,000
Dself-employment in a trade or academic fieldsufficient funds or income
Ea permanent job offernot established
Fliving on a comfortable income from abroadno investment required
“Approximately” and “or a lesser amount” — those phrases come from the textThe amounts for categories A, B, and C are stated with the department’s own qualifications: “approximately” and “or such lesser amount as the Immigration Control Committee may determine.” These are not our rounding choices — this is how the rule is written, and it means the final threshold is set by the committee.

Category F in detail: how much and from where

The requirement is short, but it contains three conditions at once. The income must be secured and annual, it must be entirely and freely at the applicant’s disposal, and it must come from abroad.

Amount: at least €9,568 per year for the applicant, plus at least €4,613 per year for each dependant. The figures are published by the department alongside their historical equivalents in Cypriot pounds — £5,600 and £2,700 respectively — which explains their non-round appearance.

The department lists examples of qualifying income: pensions, share dividends, interest on term deposits, rental payments and the like. The list is open-ended, but the nature of the income is clear — it is passive income, not earned income.

And the flip side, written directly into the category’s definition: the income must allow for a comfortable life in Cyprus without engaging in any business, trade or profession in the Republic. In other words, the prohibition on working here is not a separate condition — it is part of the very basis of the category.

  • 9,568 € per year for the applicant
  • 4,613 € per year per dependent
  • Income from abroad, fully and freely available
  • Pensions, dividends, deposit interest, rental income
  • No business, trade, or profession in Cyprus.
Working is not permitted — this is a core condition of the basis, not a footnoteCategory F is defined as living on income without engaging in business, trade or a profession in the Republic. If your plans include working in Cyprus, this is not Category F — that would be Category E or a work permit, which is a separate procedure with different requirements.

How this differs from an expedited procedure

Two Cypriot permanent residency options are easy to confuse because they have similar names and lead to almost the same outcome. The difference lies in the entry requirements and what you need to maintain afterwards.

The accelerated procedure under Rule 6(2) requires an investment of €300,000 and an annual income of €50,000, takes around two months to process, and obliges you to confirm the investment is maintained each year. Category F requires no investment at all and has a threshold five times lower, but it is processed under the standard procedure — with no two-month guarantee.

Everything else is the same: the permit is issued under the same Aliens and Immigration Regulations, the right of residence is indefinite, the card is valid for ten years, dependants under Rule 8 are a spouse and children under 18, and status is lost in the same way — by acquiring a permanent home abroad or being absent from Cyprus for two years.

Category FAccelerated procedure
Investmentnot required300 000 €
Applicant’s income9,568 € per year50,000 € per year
For a dependent4,613 € per year15,000 € for a spouse, 10,000 € per child
Source of incomefrom abroaddepends on the type of investment
Processing timegeneral procedureapproximately 2 months
Annual reviewnot established by policypreservation of the attachment and insurance
Right of residenceindefinitely, card valid for 10 yearsindefinitely, card valid for 10 years

Application procedure, fees and documents

Applications, together with the required original documents, are submitted only at the Migration Department offices in Nicosia. You may apply in person or through an authorised representative. Whether an appointment is required is specified separately by the department.

The application form is MIP2; it and the lists of required documents are available at departmental offices and on the official website.

All documents accompanying application forms must be officially translated and properly certified or ratified. Applications not accompanied by all required documents are not accepted for consideration at all.

Fees: €500 for the application — covering all persons included in it. An additional €70 if the applicant or any family member needs to obtain a foreigner’s registration certificate.

To issue the permit, biometric data is collected: photograph, fingerprints and signature. This can be done at the time of application, after submission or after review — in Nicosia or at the local aliens and immigration police unit in your area of residence. For children under six, only a photograph is taken.

It is also worth knowing how to add a family member to an already-approved permit: you submit form MIP2, a copy of the dependant’s valid passport, a declaration of the permit holder’s secured annual income with an affidavit, an original criminal record certificate for the spouse, a marriage certificate and birth certificates for any children — all certified and officially translated. The fee here differs: €50 per person added, plus the same €70 for the foreigner’s registration certificate.

One general warning from the department: submitting such an application does not in itself confer the right to remain in or enter the Republic without a valid residence permit or visa.

ActionFee
Immigration permit application500 € for all included persons
Certificate of registration of a foreigner70 € per person
Adding a family member later50 € per person
Filing does not confer the right to remain in the countryThe Department states this explicitly: an application gives the applicant no right to remain in or enter the Republic without a valid residence permit or visa. Lawful status during the review period must be secured separately.

Status duration and how it is lost

The right of residence under an immigration permit is indefinite — for the holder and their adult dependents. The card is issued for ten years from the date of issue and must be replaced upon expiry. Cards for minor dependents are valid until the age of 18.

After approval, there is a mandatory step for those living outside Cyprus: the permit becomes invalid if the applicant and dependants do not settle in Cyprus within one year of the approval date.

The permit is terminated in two cases: acquiring a permanent place of residence abroad, and absence from Cyprus for two years.

Under Rule 8, the permit holder may add a spouse and children under 18 as dependants.

  • The right of residence is indefinite; the card is valid for 10 years
  • Settlement in Cyprus must take place within one year of approval
  • Two years of absence cancel the permit
  • Dependents — spouse and children under 18

EU long-term residence — a separate basis, not to be confused with this one

Alongside the immigration permit, there is a long-term resident status of the Republic — a European-model construct, obtained through a different process.

Third-country nationals who have lawfully and continuously resided in government-controlled areas of the Republic for the five years preceding the application and hold a valid residence permit are eligible to apply.

Periods of absence do not interrupt the residence period and are counted toward it, provided each absence is under six months and the total does not exceed ten months over the relevant five-year period.

Excluded from eligibility are students and those entering for vocational training, persons with subsidiary protection and asylum seekers present in the Republic on a purely temporary basis — such as seasonal workers and employees of cross-border service providers — as well as persons covered by the Vienna Conventions of 1961, 1963 and 1975.

Status may be revoked and the permit annulled in cases of fraudulent acquisition, including a sham marriage; when expulsion measures are applied; after twelve consecutive months’ absence from the Community; on grounds of public order or security; upon obtaining long-term resident status in another member state; and after six consecutive years’ absence from the Republic.

The procedure: form MLT3, submission only at department offices in Nicosia, a fee of 30 euros, processing time from six to twelve months, the first permit is valid for five years.

EU long-term resident
Condition5 years of lawful continuous residence
Permitted absencesless than 6 consecutive months and up to 10 months over 5 years
Fee30 €
Review6–12 months
Permit duration5 years
Cheaper, but requires years of residenceA €30 fee versus €500 is not a sign that one route is easier. Long-term residency requires five years already spent in Cyprus in lawful status, whereas an immigration permit can be obtained before you have even moved. These are different points on the journey, not alternatives to choose between.

Cyprus permanent residence — Category F

  • Checking whether the income structure meets the Category F requirements
  • Threshold calculation for the whole family, accounting for each dependent
  • Assembling the package, translating and certifying it to the department’s requirements
  • Filing form MIP2 in Nicosia in person or through a representative
  • Support through biometrics and card collection
  • Analysis of the transition to EU long-term residence after five years

A legal consultation — 80 €.Credited toward the full service fee if you continue with us.

Government fees, notarisation, certified translations and apostille, where required, billed separately at actual cost — we will itemise them for your situation. Processing time depends on the authority and its workload, which is why we do not publish an average figure.

If the waiting and uncertainty are wearing you downAnxiety over documents and legal status is one of the most common issues people bring to a therapist after relocating. SVOY has therapists available online from any country — choose a time that suits you: svoy.io/psiholog.

Frequently asked questions

What income is required for Cyprus Category F permanent residence?

At least €9,568 per year for the applicant and at least €4,613 per year for each dependant. The income must be secured, entirely and freely at the applicant’s disposal, and sourced from abroad.

Is an investment required?

No. Category F requires no investment whatsoever — that is precisely what distinguishes it from the accelerated procedure under Rule 6(2), where the threshold is €300,000.

Can you work in Cyprus under Category F?

No. The category is defined as living on a secured income without engaging in any business, trade, or profession in the Republic. The prohibition is part of the qualifying basis itself.

What income is considered acceptable?

The Department lists as examples: pensions, share dividends, interest on term deposits and rental income. The list is open-ended, but the nature of the income must be passive.

How much does filing cost?

500 euros for the application covering all included persons, plus 70 euros per person for the foreigner’s registration certificate if required. Adding a family member to an already approved permit costs 50 euros per person.

How does an immigration permit differ from EU long-term residency?

An immigration permit can be obtained before you are living in Cyprus, and it grants an indefinite right of residence with a ten-year card. Long-term residency requires five years of lawful, continuous residence in the Republic, costs 30 euros, takes between six and twelve months to process, and is issued for five years.

In briefCategory F is the most affordable route to Cypriot permanent residence: €9,568 in annual income for the main applicant and €4,613 for each dependent, with no investment required and a total application fee of €500. The trade-off is a prohibition on conducting business, trade or a profession in Cyprus — the category is designed for those living on passive income. Everything else mirrors the €300,000 programme: indefinite right of residence, a ten-year card, and loss of status after two years of absence. If working in Cyprus is on the agenda, look at Category E or a work permit, not Category F.

Verified September 7, 2026. The thresholds and amounts are tied to indicators that are reviewed annually — check the official source for your country before filing.

What to do next

Services and prices — openly, before any conversation

People usually add: apostille or document certification — 50 € · copy certification — 20 €. Two or more services — 5% off each.

Prices are in euros and are all-inclusive — nothing is added on top. Government fees are paid separately and directly: they are modest here — €70–140 per status.

Request · no commitment required

Whether this basis works for you

Answer three questions — we will tell you straight whether this route works for you or whether another one makes more sense.

Share more details — and the answer will be more precise
Why the status matters
When it is needed
Were there any refusals or document issues?

We will reply within one business day: we will tell you directly whether we can take on your case, which basis is suitable and what it will cost. The application itself costs nothing not worth it and carries no obligation.

Don’t want the form — message us on WhatsApp, we will respond in the same place.

By submitting, you agree to your contact details being processed in order to respond to your enquiry — details in privacy policy. We do not call without notice and we do not share contacts with third parties.

Other routes Cyprus

The same goal is often covered by several grounds — compare them.

Nomad visa

The Cyprus Digital Nomad Visa at a glance: minimum net income of €3,500 per month, one year of status renewable for up to two more years, application must be submitted within three months of entry, processing takes 5–7 weeks, family members may accompany you but cannot work, and the 183-day rule makes you a tax resident of Cyprus.

Read the breakdown →

Visitor residence permit

Residence permit for visitors: one year for the initial term, processing typically up to four months, fees of 70 and 70 euros, the permit term is capped by the passport expiry date, and for marriage to a Cypriot citizen the permit is issued for just three months.

Read the breakdown →

Permanent residence by investment

Immigration permit under Regulation 6(2): 300,000 euros in one of four investment types, a confirmed annual income of at least 50,000 euros from abroad, approximately two months processing time, an indefinite right of residence and a ten-year card. Also covers what many discover only later: an annual investment check and loss of status after two years’ absence from Cyprus.

Read the breakdown →

Citizenship

From December 19, 2023, naturalization based on years of residence works as follows: 12 months of lawful continuous residence before filing, plus at least 7 years in the preceding 10, Greek at B1 level, and a passing score of 60% on a civics exam about modern Cyprus. For highly skilled employees of qualifying companies — 4 years with Greek at A2, or 3 years with B1, and expedited processing within 8 months for a fee of 5,000 euros.

Read the breakdown →

Services Cyprus on site

Housing, banking, schooling, healthcare, and paperwork in a specific city — city-level a snapshot of the network at svoy.io.

svoy.io →