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SVOY LEGAL/Turkey/Citizenship by investment
Turkish citizenship · Investment

Turkish citizenship by investment

Turkey’s citizenship-by-investment programme: the $400,000 threshold for real estate and alternatives via deposits and funds, the three-year hold requirement, the process from valuation to passport, and the risks of inflated appraisals and oversold properties.

400 000 $property threshold
3 yearsobligation not to sell
no qualifying periodliving in Turkey is not required
familyspouse and children under 18
Turkey grants citizenship by investment — one of the rare cases where a passport is obtained without any residency requirement. The main route: purchasing property worth at least $400,000 based on a certified valuation, with a commitment not to sell it for three years. Alternatives exist — a bank deposit, investment in mutual funds, or a contribution to a company’s share capital, also for three years. Citizenship extends to the family: a spouse and children under eighteen.

Programme requirements

Property threshold — 400,000 $, calculated not on the contract price but on a certified appraisal report. The threshold was raised from 250,000 $ in 2022 and is today the key figure of the programme. The property — or several properties combined — must be purchased from a Turkish citizen or company, paid through a bank with a currency conversion certificate, and the title deed (tapu) must include a notation prohibiting sale for three years.

Alternative routes follow the same three-year holding logic: a deposit in a Turkish bank, purchase of investment fund units, investment in a company’s share capital, or job creation. Their thresholds are higher than the property threshold, and they are usually chosen by those who do not want to own Turkish real estate.

  • The valuation is carried out by a licensed company — their report is the basis for the threshold
  • Payment goes through a bank; a currency conversion certificate is required
  • The seller must be a Turkish citizen or a Turkish company; transactions between foreign nationals do not qualify.
  • A three-year sales restriction is entered in the title deed at registration
  • Citizenship is granted to the applicant, spouse, and children under 18
The figure is correct as of the verification date at the bottom of the pageThe threshold is set by regulation and has already changed — in 2022 it rose from $250,000 to $400,000. Before any transaction we verify the current requirement: buying a property based on a figure from last year’s article is not advisable.

The process: from assessment to passport

The property and seller are verified, followed by a certified valuation. After the transaction and the entry in the tapu, an application is submitted for a conformity certificate confirming that the investment was made in accordance with programme rules. This certificate is used to obtain the investor residence permit, after which the citizenship application itself is filed.

Processing times depend on the authorities’ workload and we make no promises about them. What we do promise is to tell you at every step where the case stands and what it is waiting for.

  • Property check: title (tapu) clarity, prior transactions, compliance with programme requirements
  • Certified appraisal and transaction with bank transfer
  • A three-year sales restriction noted in the title deed
  • Investment compliance certificate
  • Investor residence permit, then citizenship application and passport

Where people lose money here

The programme is structured so that the price on paper matters more than the market price — and an entire industry has grown up around that fact. Developers maintain separate ’investment’ price lists: the same apartment that a local buyer can purchase for significantly less is sold to a foreign buyer at exactly the programme threshold. Everything is technically legal, but economically the buyer overpays and, after three years, cannot exit the property without a loss.

The second risk is the valuation. A report stretched to meet the threshold puts not the transaction but the application itself at risk: if the authority disagrees with the valuation, the money has already been paid and there is no certificate of conformity to show for it.

Third — the property’s history. The programme places restrictions on reusing the same property to obtain citizenship; buying such a property may mean it works perfectly well as a home but does not qualify as an investment.

“Passport for $4,900” and other promisesThe service fee and the investment threshold are two different amounts. The service fee runs into the thousands of dollars; the investment runs into the hundreds of thousands — and you are putting that money into an asset, not paying it to someone. If anyone promises you citizenship without an investment at the programme’s required threshold, you are looking at a scheme, not a procedure.

What a passport gives you and what it doesn’t

  • Turkey permits dual citizenship — renouncing your previous one is not required
  • The visa-free reach of a Turkish passport is considerably broader than a Russian one, but it does not include the Schengen area
  • Citizenship grants access to the special E-2 visa for Turkish citizens in the US — a separate procedure with its own requirements
  • Tax residency does not arise automatically: it is determined by where you live, not by your passport
  • The obligation to hold the asset for three years remains after the passport is issued — selling before that deadline has consequences
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Turkish citizenship by investment

$10 000Turkey
  • Property and seller check: compliance with programme requirements and transaction history
  • Appraisal review — to ensure the report holds up to the authority’s scrutiny, not just barely meets the threshold
  • Transaction support, bank currency conversion and tapu annotation
  • Application for an investment compliance certificate
  • Investor residence permit and citizenship application for the whole family
  • Analysis of the tax implications before the transaction, not after

A legal consultation — 80 $.Credited toward the full service fee if you continue with us.

Government fees, notarisation, certified translations and apostille, where required, billed separately at actual cost — we will itemise them for your situation. Processing time depends on the authority and its workload, which is why we do not publish an average figure.

If the waiting and uncertainty are wearing you downAnxiety over documents and legal status is one of the most common issues people bring to a therapist after relocating. SVOY has therapists available online from any country — choose a time that suits you: svoy.io/psiholog.

Frequently asked questions

How much do you need to invest for Turkish citizenship in 2026?

Real estate — from $400,000 based on a certified appraisal report, with a commitment not to sell the property for three years. Alternatives exist: a bank deposit, investment fund units, or a contribution to a company’s share capital — also for a three-year term. The threshold is set by a sub-statutory act and has already been revised, so it should be verified before any transaction.

Do you need to live in Turkey to obtain citizenship by investment?

No, there is no residency requirement under this programme — that is precisely what distinguishes it from naturalisation, which requires five years of continuous residence.

Can you keep your Russian citizenship?

Turkey permits dual citizenship and does not require you to renounce your previous one. The obligation to notify your country of previous citizenship of a second passport remains yours — it is worth factoring that in early.

Will the whole family obtain citizenship?

The applicant, spouse, and children under eighteen. Adult children and parents are not included in the application — they require separate grounds.

What happens if the property is sold before three years?

The retention obligation is recorded as a note in the tapu, and selling early violates the condition under which citizenship was granted. Any exit from the property should be planned after the three-year period has elapsed.

Does a Turkish passport allow visa-free entry to Schengen?

No. A Turkish passport significantly broadens visa-free options, but Schengen countries are not among them — a visa is required.

In briefTurkish citizenship by investment is a straightforward procedure with clear conditions: $400,000 at appraised value, a three-year asset hold, and citizenship extended to a spouse and children under 18. The real cost here is not the fees — it is the entry price: ’investment’ premiums from developers and inflated appraisals end up costing more than any professional service fee.

Verified August 16, 2026. The thresholds and amounts are tied to indicators that are reviewed annually — check the official source for your country before filing.

What to do next

Services and prices — openly, before any conversation

  • Citizenship by investment$10 000

People usually add: tax number — $69 · account at a turkish bank — $199. Two or more services — 5% off each.

Prices are in US dollars; 20% VAT is added on top. Government fees are paid separately and directly.

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Whether this basis works for you

Answer three questions — we will tell you straight whether this route works for you or whether another one makes more sense.

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Other routes Turkey’s

The same goal is often covered by several grounds — compare them.

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Marriage to a Turkish citizen and citizenship: three years under Article 16 of Law 5901, the family unity requirement, how the marriage route differs from naturalisation, how the family is verified, and what happens upon divorce or the spouse’s death.

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